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We are here to provide help & hope when Consumer Debt seems overwhelming.

Here are some testimonials from our clients:


"I wanted to reach out and share some good news. First, thank you for helping me get set up with my plan. It has been helping tremendously. I am not sure what my credit score was when I started, but pretty sure it was in the low 600's. I just peeked at credit karma and my score is up to 700!!! I was so surprised and relieved. I just wanted to share the good news with you. The service you provide is such a blessing and provides peace of mind. What you do really makes a difference in people's lives.


"Thanks for helping me when I was in trouble and didn't know what to do. I would not have been able to get all those creditors paid if it hadn't been for your help. I sing your praises all the time. It's been great working with you guys. I will continue to recommend you to whoever needs help. Thanks again for all your help."


"Five years ago, I was in dire straits with my maxed-out credit cards. I could barely afford to make minimum payments which only covered the interest. I was having trouble making ends meet with my monthly living expenses even after making these minimum payments. After several late payments on my credit cards, some interest rates tripled. I saw no end in sight to this mess I had created for myself. With Consumer Credit of Des Moines, I was able to pay off $25,000 in just over five years, and my credit rating improved in the process. I owe much gratitude to the staff of Consumer Credit of Des Moines, and I highly recommend its services to anyone who is struggling with revolving, high-interest credit card debt."


"I would just like to write you as I make my final payment to my account. I would like to start by saying that I am very thankful for the service you have provided me throughout this process. The staff has always been nice and very understanding of people like me that got ourselves into tight financial situations. I've never felt embarrassed talking to them about my debt, and they all helped me put my mind at ease through this whole process. They helped me approach this obstacle as something I could tackle, instead of feeling lost and alone. So again, I would just like to thank each and every one of you from the bottom of my heart."


"Soon it will be 9 months since I enrolled in the program. I just wanted to send you a Thank You note for this. While I still have a long ways to complete this, progress has been made. I have less debt now than when I started. I really like the reduced interest rates I am now paying."


"After getting deeper & deeper in debt, I finally needed to change my life. Every night that I worked in the restaurant, I would say to myself, "What am I going to do?" I would cry every night. It was really terrible.......I had no help except for Consumer Credit and all of their employees. I would recommend them if you are in trouble, please call Tom Coates. They are the best!


"Yesterday afternoon I came in to meet with one of your representatives thinking I hit rock bottom with my credit card debt. I have hit that bottom, but the lady I met with went above and beyond and making me feel reassured we can make a plan work! We went over my debt and credit card balances and she assured me again that it will be tight but manageable. I really appreciate all her help and caring attitude she showed me. I really appreciate her time and cannot wait to meet again with her to get on a budget."


"This is so wonderful! You guys have been so good to me and have gotten me back on track. I just want to say I am truly happy with your company and the service that was provided. I will be highly recommending friends and family that I know who needs help in the near future!"


“Thank you all so much for your help. For a while, there has been no light at the end of the tunnel, and now I have you all holding a flashlight at the other end, showing us the way. We are very grateful.”


"I am currently 2.5 years through a 4 year repayment plan with Consumer Credit of Des Moines. I am very glad to say I have always received superb customer service during periodic telephone calls I've made with questions regarding my account. Each employee I have had the pleasure of speaking with has been extremely courteous, patient, and helpful with impeccable follow-up whenever a call back to me is needed. I continue to sing your praises to anyone who has ever asked about your company."


"Thank you so very much for all of your assistance. We are very pleased with your services and will be sure to recommend you to anyone who is looking for your type of services. You were truly a Godsend when we were in dire need. Thank you, thank you, thank you. You were a wonderful company to work with."


"I want to thank Consumer Credit for all of their assistance in helping me get back on track financially... I will certainly refer people to you in the future!!"


"I sincerely appreciate the conversation we had regarding our financial difficulties and the easy to comprehend information, and advice you were able to convey." .... "We look forward to working with you in the near future. Thanks again for your friendly and informative approach; it was a breath of fresh air at this quite stressful time for us."


"Thanks to each and everyone there for helping my husband and I through a tough period. Without your care and concern, we would not have been able to do this on our own! You will never know how grateful we are. Thank you for your caring and positive attitudes! "


"Before I met with Consumer Credit, I felt so trapped and helpless. All of you have been sooo wonderful to work with and instead of paying my credit cards by myself and it taking 10 years, I've paid them off in a year and a half with the help of your company. I want to thank you all again and I will continue to recommend you to anyone I meet!"


"I just wanted to express my sincere gratitude for all your assistance and that of CC of Des Moines. Without your guidance and support, I would still be struggling to pay all of my creditors. I still remember the weight of such a burden and years of sacrifice to learn from my serious mistakes ( & way too generous nature!)."


"Thanks again so much! My middle credit score was 701. I owe it all to Consumer Credit. Thanks to you, my credit rating has improved so much that I am in the process of buying a house."


"I am crying tears of joy. Thank you to everyone!"


"We are thrilled with your program! We love to see we are actually paying off our credit card debt. Thank you!"


"I would like to thank you for helping eliminate my credit card debit...you guys are a life-saver...i have told so many people about you and i hope that if they are ever in the situation i was in to contact you as i know it would have taken years for me to pay off my credit cards. I now only get things i can pay with cash...which is a great feeling to say i owe nothing for what i purchased!!!! So again Thank you Thank you Thank you."


"Absolutely best decision I ever made!"


"Consumer Credit was the best thing my husband and I ever did. I was so thankful they made us cut up all of our credit cards, best decision I ever made! We now only have about 9 months left (after 2 1/2 years) and will be completely credit card debt free!! I never thought I would see the day. Consumer Credit saved us from financial crisis, and now in 9 months we will be able to start putting that money away for our kids someday so they hopefully don't end up in the same situation that we did. Thank you Consumer Credit!!"


"About 5 years ago, my life was spiraling out of control. Monetarily I was approximately $10,000 in debt with credit cards. I was only making minimum payments and the interest kept adding. Then I saw Mr. Coates commercial on TV, made a call to Consumer Credit, and after that was a God send in progress. Now I've settled, paid off all credit card debt and couldn't be happier. God Bless Consumer Credit."


"Thank you so very much for all of your assistance. We are very pleased with your services and will be sure to recommend you to anyone who is looking for your type of services. You were truly a Godsend when we were in dire need. Thank you, thank you, thank you. You were a wonderful company to work with."


"Your company is the best!! I can not put into words how thankful I am to have had the chance to receive help paying off my credit cards!! I am almost done and could not have done it without Consumer Credit.... Thank you :-)"


"Thank you for all the help & support you've given us these past years! Instead of judging us of our financial mistakes you were understanding and helped. We are forever grateful and will be sending people to you for help! "


"After sending out the notice to correct my report-my credit score went from 596 to 672. I paid off a student loan, a couple small bills, and am using a small credit card! Thanks again! "


"I'll share a little story with you. My brother went bankrupt in 2010 (same year I started with Consumers Credit) and his bankruptcy was all due to credit cards. I used to be miffed because I felt he got out of his debt way too easy. But the funny thing is, I've learned to go without when I can't afford something, I've learned where to shop for inexpensive everything, I've learned to say 'no' to expensive outings and found other ways to entertain myself, I've learned to bargain shop or not shop at all. My brother (in the same amount of time) has already racked up his credit cards and is borrowing money from family again (something I have never done). So, even though I still think he got off too easy, I now don't feel so miffed, I learned a valuable lesson these past (almost) 4 years and my brother has learned nothing. Maybe I'll send him your way! :)"


"I went to get a car loan and they gave me an interest rate of 3.68% and I feel like I owe you a big thank you because I never would have gotten that low of an interest rate if I weren't on your program. I am very pleased and will tell everyone I meet about your program!!!"


"Thank you so much for what you do. Without your help I would have been stuck under an oppressive credit card payment well into the next decade of my life. Thank you for you individual efforts for the collective good. Because of your help I will soon be able to buy a house."


"I literally just found out that my last payment to Consumer Credit was withdrawn TODAY and I couldn't be happier! After more than 5-years with the company, my husband and I paid off over $40,000 (yes $40,000!) in credit card debt without having to file bankruptcy. We had struggled for many years financially and had to use credit cards just to meet our basic family needs, which accounted for the extremely high debt. Granted, it wasn't easy and we know we never could have done it without the help of Consumer Credit of Des Moines, but we are so proud that we were able to pay off what we owed. It feels like a huge weight has been lifted and I'm doing a Happy Dance as I'm typing this. There are just no words to express our gratitude and appreciation! If you're struggling with credit card debt, don't wait...call them now and get help. If we can do it, ANYBODY can!!"