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How We Can Help
Our certified credit counselors can help you take a closer look at your budget and debt,
understand your options, and make a plan for moving forward.
Counseling is free and confidential, with no obligation to enroll in a debt management program.
Schedule an Appointment
The first step is scheduling a free and confidential counseling appointment. We offer
appointments by phone, Zoom, or in our Des Moines office.
You do not have to be behind on your payments to speak with a counselor.
Review Your Budget and Debt
During your counseling session, we will review your income, living expenses, debts, monthly
payments, and financial goals. Your counselor will explain possible solutions based on your
individual situation.
Consider a Debt Management Program
Depending on your situation, a debt management program may help you repay unsecured debts through one monthly payment.
Benefits may include:
- One monthly payment
- Lowered interest rates and monthly payments
- Stopping late and over-limit fees
- Fewer collection calls
- A faster path to paying off your debt.
Your counselor will review the program
details during your appointment.
Take the First Step
Call 800-955-5765 to speak with a credit counselor,
or schedule an appointment online.