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Celebrate the Small Wins and Give Yourself Some Grace
Posted 8/24/2026 by Lisa Ohnemus

I think sometimes we are way to hard on ourselves when it comes to money.

We make a...

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A New School Year Is a Good Time for a Money Reset
Posted 8/17/2026 by Lisa Ohnemus

There is something about the start of a new school year that feels like a reset. Even when your kids are older, I think that back-to-school time still has that feeling of getting back into a...

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Sending Your Child Off to College: A Few Money Tips From One Parent to Another
Posted 8/10/2026 by Lisa Ohnemus

Sending your child off to...

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How Social Media Influences Your Spending Without You Realizing It
Posted 8/3/2026 by Lisa Ohnemus

Have you ever bought something after seeing it over and over on social media?...

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What to Cut First When Your Budget Is Too Tight
Posted 7/24/2026 by Lisa Ohnemus

When your budget is stretched too thin, it can be hard to know where to...

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Should You Use a Home Loan to Pay Off Credit Card Debt?
Posted 7/21/2026 by Lisa Ohnemus

Using a home equity loan, HELOC, or cash-out refinance to pay off credit...

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How Can a Debt Management Plan Affect Your Credit Score?
Posted 7/13/2026 by Lisa Ohnemus

One of the first questions many people ask about a Debt Management Plan is,...

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How to Choose a Debt Management Agency You Can Trust
Posted 7/9/2026 by Lisa Ohnemus

Looking for help with debt can feel overwhelming. There are many companies...

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Warning Signs of a Debt Problem
Posted 7/6/2026 by Lisa Ohnemus

Debt problems do not usually happen all at once. Many times, the warning...

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What Happens During a Free Credit Counseling Session?
Posted 6/12/2026 by Lisa Ohnemus

Reaching out for help with debt or budgeting can feel a little intimidating....

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