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Childcare 101: How to navigate costs and options Posted 5/20/2026 by Amanda Reid-Raper For many families, childcare is one of the largest monthly expenses, sometimes close to the cost of a mortgage or rent. And unlike other bills, childcare is not always simple to shop for, compare, or plan around.
The average weekly... |
Tags: Credit Cards, Budgeting, Credit, Credit Counseling Agencies, Family Celebrations, Financial Planning, Health & Financial Fitness, Blog, Financial Planning, Emergency Savings, Credit counseling / debt relief, budgeting / savings,
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How to Get Your Free Credit Report and Dispute Errors Posted 5/14/2026 by Lisa Ohnemus Reviewing your credit report is an important step in protecting your financial health. Your credit report shows your credit history, including accounts, payment... |
Tags: Automobiles, Credit Cards, Consumer Protection, Budgeting, Credit, Credit Counseling Agencies, Loans & Banking, Debt & Collections, Financial Planning, Identity Theft, Bankruptcy, Health & Financial Fitness, Blog, Financial Planning, collections, medical debt, credit scores, Prescriptions, Credit counseling / debt relief, Identity theft / scams, credit / credit scores,
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Why Families Feel More Financial Pressure in 2026 Posted 4/20/2026 by Amanda Reid-Raper If you are feeling like money doesn’t go as far as it used to, you are not imagining it.
Across the board, families are facing rising costs in housing, childcare, groceries, and insurance. Even households with stable... |
Tags: Credit Cards, Budgeting, Credit, Loans & Banking, Debt & Collections, Financial Planning, Health & Financial Fitness, Blog, Financial Planning, collections, medical debt, Emergency Savings, Debt Settlement, Credit counseling / debt relief, budgeting / savings,
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How does a debt management plan work? Posted 4/7/2026 by Lisa Ohnemus A Debt Management Plan (DMP) is a structured repayment program designed to help individuals manage and repay their unsecured debts. A DMP involves consolidating multiple debts... |
Tags: Credit Cards, Budgeting, Credit, Credit Counseling Agencies, Loans & Banking, Debt & Collections, Financial Planning, Bankruptcy, Health & Financial Fitness, Blog, Financial Planning, collections, medical debt, credit scores, Emergency Savings, Debt Settlement, Credit counseling / debt relief, budgeting / savings, credit / credit scores,
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Busy Spring Sports? Here’s How to Avoid the Convenience Spending Trap Posted 4/2/2026 by Amanda Reid-Raper When spring sports kick into full gear, life gets busy – fast!
Between practices, games, and running from one place to the next, it’s easy to fall into a routine of grabbing food on the... |
Tags: Credit Cards, Budgeting, Credit, Debt & Collections, Financial Planning, Shopping, Blog, Financial Planning, Emergency Savings, Credit counseling / debt relief, budgeting / savings, credit / credit scores,
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The Money Reset: Getting Back on Track After a Tough Year Posted 11/17/2025 by Lisa Ohnemus Some years are just hard on your wallet. Rent goes up, groceries cost more, the car breaks down, and suddenly, the credit cards are doing a lot of heavy... |
Tags: Credit Cards, Budgeting, Credit, Credit Counseling Agencies, Loans & Banking, Debt & Collections, Financial Planning, Health & Financial Fitness, Blog, Financial Planning, Emergency Savings, Debt Settlement, Credit counseling / debt relief, budgeting / savings, credit / credit scores,
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Simple Ways to Save on Your Holiday Budget Posted 10/23/2025 by Lisa Ohnemus The holidays are a special time, but the extra spending can sneak up quickly. A little planning ahead can make the season feel joyful instead of stressful. Here are a few practical ways to keep your budget in... |
Tags: Enjoy Holidays on a Budget, Credit Cards, Budgeting, Credit, Loans & Banking, Family Celebrations, Christmas Spending, Shopping, Finding or Making More Money, Identity Theft, Health & Financial Fitness, Blog, Emergency Savings, budgeting / savings,
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Behind the Scenes: How We Work with Creditors on Your Behalf Posted 7/15/2025 by Lisa Ohnemus When you join a debt management program with Consumer Credit of Des Moines, one of the biggest benefits is that you don’t have to handle your... |
Tags: Credit Cards, Budgeting, Credit, Credit Counseling Agencies, Loans & Banking, Debt & Collections, Financial Planning, Bankruptcy, Health & Financial Fitness, Blog, Financial Planning, collections, medical debt, Debt Settlement, Credit counseling / debt relief, budgeting / savings, credit / credit scores,
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Don’t Let College Costs Catch You Off Guard: Plan Ahead with These Tips Posted 5/2/2025 by Teresa Baumann Congratulations on making it to high school graduation! It’s such an exciting milestone, and... |
Tags: Credit, Loans & Banking, Financial Planning, Health & Financial Fitness, Blog, Financial Planning, Debt Settlement, Credit counseling / debt relief, Identity theft / scams, budgeting / savings, credit / credit scores,
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10 Simple Habits to Improve Your Finances in 2025 Posted 1/14/2025 by Lisa Ohemus Achieving financial stability doesn't have to involve drastic changes. Small, consistent actions can significantly improve your financial health over time.
Here are ten simple habits to adopt in 2025 that can help you... |
Tags: Credit Cards, Budgeting, Credit, Credit Counseling Agencies, Family Celebrations, Debt & Collections, Financial Planning, Finding or Making More Money, Health & Financial Fitness, Taxes, Financial Planning, collections, credit scores, Emergency Savings, Credit counseling / debt relief, budgeting / savings,
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