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How Can a Debt Management Plan Affect Your Credit Score?
Posted 7/13/2026 by Lisa Ohnemus

One of the first questions many people ask about a Debt Management Plan is, "What will happen to my credit score?"

Your credit score may change when you begin a DMP, but that does not mean the program will ruin your...

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How to Choose a Debt Management Agency You Can Trust
Posted 7/9/2026 by Lisa Ohnemus

Looking for help with debt can feel overwhelming. There are many companies online, and they do not all offer the same type of help. Before enrolling in any program,...

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Warning Signs of a Debt Problem
Posted 7/6/2026 by Lisa Ohnemus

Debt problems do not usually happen all at once. Many times, the warning signs start small and build over time. Recognizing those signs early can help you take action before the situation becomes more stressful.

You may be experiencing a...

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What Happens During a Free Credit Counseling Session?
Posted 6/12/2026 by Lisa Ohnemus

Reaching out for help with debt or budgeting can feel a little intimidating. You may wonder what...

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Childcare 101: How to navigate costs and options
Posted 5/20/2026 by Amanda Reid-Raper

For many families, childcare is one of the largest monthly expenses, sometimes close to the cost of a mortgage or rent.  And unlike other bills, childcare is not always simple to shop for, compare, or plan around.

The average weekly...

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How to Get Your Free Credit Report and Dispute Errors
Posted 5/14/2026 by Lisa Ohnemus

Reviewing your credit report is an important step in protecting your financial health. Your credit report shows your credit history, including accounts, payment...

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Why Families Feel More Financial Pressure in 2026
Posted 4/20/2026 by Amanda Reid-Raper

If you are feeling like money doesn’t go as far as it used to, you are not imagining it. 

Across the board, families are facing rising costs in housing, childcare, groceries, and insurance.  Even households with stable...

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How does a debt management plan work?
Posted 4/7/2026 by Lisa Ohnemus

A Debt Management Plan (DMP) is a structured repayment program designed to help individuals manage and repay their unsecured debts. A DMP involves consolidating multiple debts...

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Busy Spring Sports? Here’s How to Avoid the Convenience Spending Trap
Posted 4/2/2026 by Amanda Reid-Raper

When spring sports kick into full gear, life gets busy – fast!

Between practices, games, and running from one place to the next, it’s easy to fall into a routine of grabbing food on the...

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The Money Reset: Getting Back on Track After a Tough Year
Posted 11/17/2025 by Lisa Ohnemus

Some years are just hard on your wallet. Rent goes up, groceries cost more, the car breaks down, and suddenly, the credit cards are doing a lot of heavy...

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