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Childcare 101: How to navigate costs and options
Posted 5/20/2026 by Amanda Reid-Raper

For many families, childcare is one of the largest monthly expenses, sometimes close to the cost of a mortgage or rent.  And unlike other bills, childcare is not always simple to shop for, compare, or plan around.

The average weekly...

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Why Families Feel More Financial Pressure in 2026
Posted 4/20/2026 by Amanda Reid-Raper

If you are feeling like money doesn’t go as far as it used to, you are not imagining it. 

Across the board, families are facing rising costs in housing, childcare, groceries, and insurance.  Even households with stable...

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How does a debt management plan work?
Posted 4/7/2026 by Lisa Ohnemus

A Debt Management Plan (DMP) is a structured repayment program designed to help individuals manage and repay their unsecured debts. A DMP involves consolidating multiple debts...

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Busy Spring Sports? Here’s How to Avoid the Convenience Spending Trap
Posted 4/2/2026 by Amanda Reid-Raper

When spring sports kick into full gear, life gets busy – fast!

Between practices, games, and running from one place to the next, it’s easy to fall into a routine of grabbing food on the...

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The Money Reset: Getting Back on Track After a Tough Year
Posted 11/17/2025 by Lisa Ohnemus

Some years are just hard on your wallet. Rent goes up, groceries cost more, the car breaks down, and suddenly, the credit cards are doing a lot of heavy...

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Simple Ways to Save on Your Holiday Budget
Posted 10/23/2025 by Lisa Ohnemus

The holidays are a special time, but the extra spending can sneak up quickly. A little planning ahead can make the season feel joyful instead of stressful. Here are a few practical ways to keep your budget in...

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Behind the Scenes: How We Work with Creditors on Your Behalf
Posted 7/15/2025 by Lisa Ohnemus

When you join a debt management program with Consumer Credit of Des Moines, one of the biggest benefits is that you don’t have to handle your...

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Don’t Let College Costs Catch You Off Guard: Plan Ahead with These Tips
Posted 5/2/2025 by Teresa Baumann

Congratulations on making it to high school graduation! It’s such an exciting milestone, and...

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10 Simple Habits to Improve Your Finances in 2025
Posted 1/14/2025 by Lisa Ohemus

Achieving financial stability doesn't have to involve drastic changes. Small, consistent actions can significantly improve your financial health over time.

Here are ten simple habits to adopt in 2025 that can help you...

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How to Choose a Credit Counseling Agency You Can Trust
Posted 10/22/2024 by Lisa Ohnemus

How to Choose a Credit Counseling Agency You Can Trust

Selecting a trustworthy credit counseling agency is crucial for...

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